Save Money On Your Auto Insurance
By Fisher Swanson, Fri Dec 9th
This article is available for you to publish for free on in yournewsletter or on your website as long as you leave the footerintact and provide a hyperlink back to ThriftyFun wherepossible. Please send a courtesy copy to Save Money on Your By Fisher Swanson In nearly every state you have to purchase if youdrive. Here are some tips for spending less on auto insuranceand getting the most for your money.
Ask Around Ask people you know and trust what insurance they use. Find outif they have ever filed a claim and how smoothly it went. Reallycheap insurance doesn't amount to much if they offer horribleservice. Get Multiple Quotes Get 3 or 4 quotes from different insurance companies. Write downas much information as possible about each insurer. If the agentor representative is not willing to answer your question it'sprobably not a good company to buy insurance from. Don't buyfrom the first insurance company you call! Check Your Credit History Some insurers factor in credit history when they calculate theirrates. Unresolved issues in your credit history could affectyour insurance rates. Pick Your Car Wisely The cost of the car, make and model (sometimes even the color)will affect your insurance premiums. If you are buying a new carbe sure to check with your insurance company to find out whatthe insurance for that car will be. If you have an older car andare not financing you can get by with less insurance and save alot of money. Ask About Discounts Ask if there is a safe driver discount if you have a gooddriving record. If you don't drive
Progressive Review: Getting screwed
Reviewed by rarack22 from Southern Ohio on January 18, 2012. Recommend: No.
Progressive Review: Just a big LIE
Reviewed by Debbie from Orlando, Fl on January 2, 2012. Recommend: No.
AAA Review: AAA Sucks
Reviewed by JIMMARMI from Davison, Mi on December 29, 2011. Recommend: No.
Progressive Review: The worst...
Reviewed by G from WA on December 23, 2011. Recommend: No.
Progressive Review: rip off and fraud if you have progressive
Reviewed by LINDA from COLORADO on December 16, 2011. Recommend: No.
Westfield Insurance Review: No loyalty to a 22 year policy holder
Reviewed by BRUCE from NORRISTOWN PA on December 13, 2011. Recommend: No.
Progressive Review: Cancellation fee - almost no service
Reviewed by Olgie from CA LA on November 5, 2011. Recommend: No.
Progressive Review: Stay away -- they are PROGRESSIVE
Reviewed by Stranger from Miami on October 24, 2011. Recommend: No.
Westfield Insurance Review: Sarcastic Adjuster
Reviewed by JC from Medina, Ohio on October 12, 2011. Recommend: No.
USAA Review: USAA Slow Misrepresentative
Reviewed by skyewalker99 from Daytona Beach Florida on October 4, 2011. Recommend: No.
Allstate Review: AllState Refused Responsibility
Reviewed by Patricia Grubb from Fort Worth, TX on October 4, 2011. Recommend: No.
ACUITY Review: Acuity Ok
Reviewed by TE from Wisconsin on September 28, 2011. Recommend: Yes.
State Farm Review: with this co. about fifty years
Reviewed by arniet from miami, florida on September 12, 2011. Recommend: Yes.
Selective Insurance Review: Worst Claim Service EVER
Reviewed by Becky from Michigan on August 11, 2011. Recommend: No.
GEICO Review: scammers that dont pay claims
Reviewed by solar pro from chester county on August 6, 2011. Recommend: No.
much ask about a low-mileagediscount. Here is a list of discounts that Insurance InformationInstitute (www.iii.org) recommends asking providers about. - $500 deductible - $1,000 deductible - More than 1 car - Noaccidents in 3 years - No tickets in 2 years - Drivers over50-55 - Driver training course - Defensive driving course -Anti-theft device - Low annual mileage - Air bag - Anti-lockbrakes - Daytime running lights - Student with good grades -Joint auto and homeowners coverage - College students -Long-time customer - Other discounts There are a lot of discounts that may be available to you butyou often have to ask to get them. Create a table with the listabove for when you call around. You can find a printable tableat http://www.thriftyfun.com/downloads/auto.html to help youkeep track of the insurance companies you call. Accident Prevention Course Some insurance companies offer reduced premiums if you completean accident prevention course. Some insurance companies offer asmuch as a 10% discount. Reduce Your Coverage If you are buying your car on time you will be required to havecomprehensive coverage but the day that you pay it off you canreduce your coverage and save a lot a money. Less insurancebrings more risk but if you are a safe driver the odds are thatyou can get by with liability and uninsured driver insurance. Last But Not Least Drive safe and watch your speed. Fisher Swanson is a regular contributer to the Daily ThriftyTips newsletter. To subscribe send an email todailythrifty-on@thriftyfun.com or visithttp://www.thriftyfun.com/ About the author: Fisher Swanson is a regular contributer to the Daily ThriftyTips newsletter. To subscribe send an email todailythrifty-on@thriftyfun.com or visithttp://www.thriftyfun.com/
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